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Credit Medical will charge you or they charged me anyway over $70 per month in "administrative fees" on top of their high interest. The administrative service that I got for this was: I wanted to pay the loan off early to stop the high monthly costs. I directed them to deduct the entire balance from my bank account as they indicated this was the method for early or additional payments. They delayed the withdrawal for 3 weeks and then charged me additional interest for the 3 week period, plus deducted more than their calculation of the additional interest. 2 weeks after that they made another significant withdrawal from my bank account. They are now delaying my refund of the two over payments and they are refusing to refund what they call interest for the 3 weeks after I directed them to pay the balance through their method of paying the balance off early. Credit Medical Corporation in my opinion does very bad business and I would suggest if you can find other financing options that you go that route. I would give them zero stars if I could.