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I live in a co-op house and we have to get insurance for our units. We use these guys 'cause we did some price comparisons and it just comes about 5 - 10% difference give or take our plan, therefore, we just stick with these guys. My major concern is that I was doing a financial projection of operating costs for what we are paying now and what is expected in 2015 and was shocked by the 20%... more